Attention homeowners in Beaumont and Jefferson County: Need an appraisal?

Here are the top seven reasons why TX homeowners hire A.E. Lavely & Associates LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a TX property tax assessment
To lower your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a TX divorce, where property needs to be divided
To settle an estate in TX by determining the true market value of property in question

Do you own a house in or near Beaumont? Do you need help deciding the value of your real estate?
Contact A.E. Lavely & Associates LLC.

We at A.E. Lavely & Associates LLC understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at A.E. Lavely & Associates LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping customers just like you rid yourselves of undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from A.E. Lavely & Associates LLC is your perfect weapon.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A.E. Lavely & Associates LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.